Tag Archives: commercial auto insurance

Applying the Heinrich Pyramid Theory to Fleet Safety

What is Heinrich’s Pyramid of Accident Severity? Developed in the 1930s by an insurance professional named Herbert Heinrich who studied about 75,000 accidents, his theory has become a foundational concept in occupational health and safety. Heinrich found that there is … Continue reading

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Why Most Rear End Collisions Are Caused By Mobile Device Distraction

Rear end collisions are the number one cause of auto claims. For fleet safety programs, avoidance of rear end collisions should be a primary focus. In a rear end collision, the car that makes contact with the vehicle in front … Continue reading

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4 Best Articles We Have Read Recently on Distracted Driving

As part of our Distracted Driving Awareness Month blog series, we’ve scoured the web to bring you the most insightful and impactful articles on this critical issue. From exploring the troubling rise of distracted driving to proposing innovative solutions and … Continue reading

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How Cell Phones Present the Three Types of Distracted Driving

Cell phone use in modern society has become almost as vital as breathing. However, this device can become lethal when used behind the wheel. Distracted driving takes various forms, each contributing significantly to accidents and fatalities worldwide. This blog post … Continue reading

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Fleet Guide to Captive Insurance

All fleets are experiencing a growing challenge with the cost and availability of fleet insurance. In normal market conditions, premium costs are usually determined by the fleet’s loss history. The better your safety record is, the lower your insurance cost … Continue reading

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How to Talk to Your Fleet Insurance Provider About Fleet Safety Technology

Both fleets and insurers bear the cost of fleet accidents. Fleets without an excellent safety record risk much higher insurance rates, higher deductibles, or unavailability of insurance. Luckily, safety technology has proven to improve fleet safety. Fleet insurance providers prefer … Continue reading

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An Easy Path to Low Cost Commercial Auto Insurance

For less than 1% of the cost of your annual commercial auto insurance, you can have fewer accidents and pave the way towards more affordable fleet insurance. With the future of commercial auto insurance becoming more challenging every day, corporate … Continue reading

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Why Companies Face Significant Fleet Insurance Challenges

Every commercial fleet has a significant problem now and a growing problem in the future regarding the availability and cost of fleet insurance. This problem continues a negative pattern many years in the making. If you are fortunate enough to … Continue reading

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